The Ripple Effect of Social Inflation and Nuclear Verdicts on the Insurance Industry

Social inflation is an issue that continues to gain intensity – but what does it mean for our industry? The term describes the convergence of societal and legal trends to the tune of increased litigation, broader definition of duty to care, legal decisions tipping in the plaintiff’s favor, and larger jury awards. In turn, we’reContinue reading “The Ripple Effect of Social Inflation and Nuclear Verdicts on the Insurance Industry”

OAPSLO Board of Trustees Elected

Congratulations to the 2021 OAPSLO Board of Trustees elected at the Dec. 16, 2020 Annual Business Meeting! We are looking forward to an exciting year ahead under their leadership, and being your voice for the specialty and surplus lines insurance industry in Ohio. Go to to renew your membership or join today. President –Continue reading “OAPSLO Board of Trustees Elected”

COVID Relief Measure Extends Some Insurance Licenses Until July 1, 2021

By Carolyn Mangas 12/17/2020 On Nov. 23, Gov. DeWine signed House Bill 404 into law. This legislation includes an immediate extension for licenses that are set to expire on or before April 1, 2021 and allows them to remain valid until July 1, 2021. This is the second license extension that the Ohio General Assembly has granted. If youContinue reading “COVID Relief Measure Extends Some Insurance Licenses Until July 1, 2021”

The Lost Art of Submission Narratives

By Ken Kukral, VP of Special Risks, International Excess Program Managers, a division of One80 Intermediaries I remember a number of years ago when I went to a reception held on the aircraft carrier The USS Intrepid.  Kind of a unique place for a cocktail party but I figured I would go check it out. Continue reading “The Lost Art of Submission Narratives”


OAPSLO Annual Business Meeting Ohio Association of Professional Specialty Lines Offices will hold its Annual Business Meeting at 2:00 p.m. on Wednesday, Dec. 16, 2020 via Zoom for the following purposes: A. To consider and vote on the following individuals to the Board of Trustees commencing Jan. 1, 2021: OFFICERS COMPANY TERM ENDS PresidentKenneth Kukral,Continue reading “MEMBER UPDATE”

Navigating the Hard Market – Designing Top Quality Submissions

OAPSLO in conjunction with OIA presented a webinar on Navigating the Hard Market – Designing Top Quality Submissions on Dec. 9, 2020. Seventy-one agents were educated on this topic! OAPSLO Panelists Ken Kukral, Jason Stoermer, JB Civille, and Andy Hamilton were joined by Judy Sivy (OIA) to provide valuable information to OAPSLO and OIA members. Continue reading “Navigating the Hard Market – Designing Top Quality Submissions”

What is Specialty Lines

In the past, most wholesale insurance intermediaries represented what are known as Excess & Surplus Lines Insurance Companies (E&S). These are insurers regulated in their home state, but are not an “Admitted Carrier” in other states in which they are doing business. Traditionally, E&S companies made insurance available to insureds who could not find coverageContinue reading “What is Specialty Lines”

Ohio Allows Rollover of Excess CE Credits

According to a recent Ohio Insurance Agents Association article, the State of Ohio is joining 21 other states in allowing insurance agents to rollover excess continuing education credits to the next compliance period. The change goes into effect on February 1, 2016. Here’s some additional information posted on the Ohio Department of Insurance’s website: Q.Continue reading “Ohio Allows Rollover of Excess CE Credits”